The present paper highlights the micro finance delivery channels and evaluates the present position of micro finance. The paper analyzes micro finance by the various agencies, model-wise credit disbursement, regional pattern of bank link programme and also highlighted recovery performance of banks during the study period. The study explores some glaring issues, challenges and offers some suggestions to make micro finance more effective. On the basis of trends, issues and challenges related to micro finance, the study predicts the new agenda for future.

The present paper highlights the micro finance delivery channels and evaluates the present position of micro finance. The paper analyzes micro finance by the various agencies, model-wise credit disbursement, regional pattern of bank link programme and also highlighted recovery performance of bank...